335L: Hat maker purchases a haunted painting of (I believe) a ship captain

Several years ago I read a book about a woman who was opening a hat shop in an old house. She was shopping for decorations and was drawn to a painting of a captain. She bought it, and it turned out to be possessed by the captain, who became an annoyance, moving stuff and throwing her hats in the floor. She couldn’t see him unless she was asleep, and he would visit her in her dreams. She finally banished him from her dreams and he began visiting her roommate, who befriended/fell in love with him and found out he’d previously lived in the house. Any idea what the title or author of this book would be? It’s not The Ghost and Mrs. Muir.

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